Accepted Payment Methods
- Personal or Business Check (Our preferred method)
- Cashier’s Check
- Bank Wire or ACH
- Cash (Please note: Per federal law, cash payments over $10,000 require us to file IRS Form 8300.)
Financing your Commercial Truck
We understand that commercial vehicle financing can be frustrating. While it’s often easier to get credit for a $75,000 personal pickup than a $20,000 work truck, we are here to help you navigate the process.
Our Recommendation
We recommend that most individuals and companies start with their bank or credit union they currently doing business with. They already know you and your business, making them more likely to provide approvals at favorable rates.
Partner Lenders
While we do not offer in-house financing, we work with several excellent finance and leasing companies. We do not collect points or commissions from lenders we refer you to. Our only goal is to get you into a truck that makes sense for your business.
Most commercial lenders require at least two years in your industry, and established business credit. We do have lenders that work with start-ups, though those rates are generally higher and require a larger down payment.
Ready to Apply?
Click on the link below to fill out a credit application with First Citizens Bank Commercial Financing. Be sure to reach out to Brad or Dewley before applying to confirm that the vehicle you’re interested in is still available.
